Roger | Jednodušší finance

Invoice Financing

Shortening the maturity of invoices for O2 Czech Republic suppliers in cooperation with Roger

Invoice Financing

Shortening the maturity of invoices for suppliers of O2 Czech Republic in cooperation with Roger

Flexible cash flow improvements

Predetermined discount

Everything takes place online

What is Invoice Financing?

Invoice Financing for suppliers to O2 Czech Republic is a fast tool for shortening invoices, operated using a simple and user-friendly interface. As the largest operator on the Czech market, we are constantly working to improve services and introduce new technologies. In the area of ​​customer-supplier relations, the growing trend is to optimize operational finances through supply chain financing.

Faktoring od Rogera

What is the purpose of the service?

The main task of Invoice Financing for O2 Czech Republic suppliers is to finance trade flows between the customer and the supplier in order to optimise their working capital. Operation is simple, using a user-friendly web interface.

Who runs the Invoice Financing?

We have prepared the service for you in cooperation with the Roger Payment Institution, which helps companies optimise working capital by financing invoices with long maturity dates. Invoice Financing reduces the maturity of invoices completely automatically, thanks to the connection to the SAP system. Roger as a licensed institution by Czech National Bank operates the IF through its wholly owned subsidiary Invoice Financing s.r.o.

How does IF funding work?

1. Sending an invoice

You will issue an invoice for the delivered goods

2. Invoice confirmation

Confirmed invoices are uploaded onto the Invoice Financing interface

3. Maturity shortening

Within 3 business days you will be paid 100 % of the invoice value


  • Strengthening the financial stability of your company

    You will receive money for invoices within 3 business days. You do not have to borrow in banks, operate with high reserves or deposits.

  • Low administration

    Invoice Financing is a simple user-friendly interface where you choose which invoices you want to pre-finance. Everything is done electronically, so you avoid unnecessary paperwork.

  • Flexibility

    You can use the service regularly, to cover seasonal fluctuations or just to finance one invoice. The frequency of use depends only on you. You optimise cash flow according to your current needs.

  • Price

    You always know the final financing price directly from the interface before the financing itself. We call the price a discount and it is always calculated from the financed amount.

  • No limits

    It is up to you; you decide to use the services to shorten the maturity of invoices for several thousand or tens of millions of crowns. Suppliers with us do not have any limits.

Registration process

1. First login

You enter only your company ID number and e-mail; other information will be automatically verified from the database and you will immediately receive the password for the first login.

2. Authentication

Roger is obliged by law to verify the identity of the acting person of your company before the first financing. The Roger sales department will contact you by phone.

3. Maturity shortening

You have 100 % of the value of the pre-financing invoice in your account within 3 business days.

Do you want to know more?

Ondřej Machač

Key Account Manager
t: +420 776 134 846

I will gladly answer all your questions related to the shortening invoices due dates. In Roger, I take care of Invoice Financing clients.

and shorten maturity of your invoices to 3 business days …

Frequently Asked Questions


Invoice Financing for O2 Czech Republic suppliers („IF“) is a new and quick method of negotiating a discount in a business relationship between you and the company O2 Czech Republic thanks to simple and user-friendly interface. IF serves to your occasional or regular need to enhance operational cash flow.

Service IF will shorten due dates of invoices exactly as you need. As soon as you register into the interface of IF, you can start choosing invoices to finance and your money will arrive within 3 business days. You can now do your business peacefully thanks to flexible and effective method of operational financing.

IF is intended to suppliers of O2 Czech Republic who are interested in shortening the due dates of invoices.

Typical users of IF are:

  • Small and middle-sized companies which cannot develop their business quickly enough due to long due dates of invoices and insufficiency of operational capital.
  • Companies which operate in business which is influenced by seasonal fluctuations and long-term financing is not profitable for them.
  • Companies which have complicated access to bank financing due to short financial history.

You always know the final financing price directly from the interface before the financing itself. We call the price a discount and it is always calculated from the financed amount.

The registration into the interface of IF is free and it is accessible on this webpage. The process of registration is very quick and simple. The registration takes just few minutes.

To register into the interface of IF you have to enter Identification No. (company ID) of your company, choose a login email and have a mobile phone nearby to receive the confirmation code.

Contrary to bank factoring, you don’t have to guarantee a minimal volume of invoicing. The service can be used regularly or to cover seasonal fluctuations or to finance just one invoice. Everything depends on you. The entire communication is electronic so you can avoid unnecessary paperwork.

The shortening of due dates is only possible for invoices which were sent by standard route to O2 Czech Republic and were confirmed at the same time.

Such invoices are displayed in the summary of invoices in the interface of IF and you can choose these where you want to shorten the due date and release the working capital.

If you don’t see the invoices in the interface, it is caused by the fact that they were not yet confirmed by O2 Czech republic or they were rejected for some reason.

A delay can occur between the sending of the invoice and its confirmation. In such case, the invoice is being processed by O2 Czech republic and it is necessary to wait for the confirmation of the invoice. If the waiting time is longer than usual then, please, contact us via

Due date can be shortened at the moment of issuing the invoice or anytime later. Minimal period for shortening the due date is 14 days.

The financing can be tailored up to your needs. The usage of IF is not conditioned by any limits, monthly fees or hidden charges.

You can finance invoices in the value of hundreds of czech crowns but also invoices in the value of millions of czech crowns. Currency billing is not important, we are able to finance even euros without limits.

Sample case of accounting a claim financed through IF can be found below or you can download it on this link. In case of doubt, do not hesitate to contact us on

Invoice Financing – Assumptions of sample case:

  • Nominal value of the claim = 100.000 CZK
  • Financed sum 100 % = 100.000 CZK
  • Number of days from the day of financing to the due date on the invoice = 60 days
  • Discount = 2.99% p.a. + 3.94% p.a. (2M PRIBOR up to 3.1.2022) = 6.93% p.a. of the funded amount
Issuing of invoice for the customer311/602Invoice100 000 CZK
Profit from the assignment (sale) of the claim315/646Assignment of claim agreement98 845 CZK
Write-off of the claim – tax deductible, § 24 par. 2 s)546/311Assignment of claim agreement98 845 CZK
Write-off of the claim in the amount of discount – tax deductible, § 24 par. 2 s)546/311 1 155 CZK
5. Payment for the assigned claim – within 3 days221/315Bank statement98 845 CZK

You can read information about the processing of personal data here.

Podnikatelský úvěr

  • Nevíte celkové náklady financování

  • Zvyšujete zadluženost podniku

  • Odvíjí se od bonity vaší společnosti

  • Platíte i když úvěr nečerpáte

  • Stanovena výše čerpání, navýšení je obtížné

  • Potřeba dokládat finanční výkazy

  • Časově a administrativně náročné

  • Schvalovací proces v půměru 2 měsíce

Roger Platba

  • V průměru za 1,93 % z hodnoty faktury

  • Nezadlužujete se

  • Odvíjí se od bonity vašeho odběratele

  • Financujete, jen když potřebujete

  • Žádné limity ani skryté poplatky

  • Rychlá a jednoduchá registrace

  • Vše vyřešíte online

  • Schvalovací proces v průměru 24 hodin