Roger Payment helps strengthen supplier positioning and helps companies grow. It also brings flexible receivables financing.
Benefits:
It depends on the length of invoice maturity, industry and invoice volume. The average cost of recourse factoring through Roger Payment is 1.93% of the invoice value. You can calculate the realistic amount in our calculator.
To deal with cession of receivables, we are usually adressed by:
If you meet these conditions, please contact us by phone, e-mail or send us a form. We will get back to you, answer any questions you may have and together we will agree on the details.
The entire process of cession of receivables (factoring) can be set up online, from the request to the signing of the contract. However, we would be happy to meet with you in person to set up cooperation.
Traded invoices are always issued for creditworthy customers. Each customer undergoes an initial risk analysis and must:
Unfortunately, we cannot help you with overdue invoices.
We try to minimize late payment of invoices even before the start of financing, because we carefully assess the creditworthiness of the customer and his payment morality.
Throughout the financing process, we send you automatic notifications if your invoice is overdue. The earliest date for settlement of a financed invoice is the 60th day after the due date, when the so-called protection period ends.
Roger also finances new companies. In terms of business history, it is essential for us to have a customer that has been in profit for at least 3 years. If you as a supplier do not face foreclosures and have a clear ownership structure, cooperation with Roger Payment Institution (factoring company) is possible.
Customers pay the assigned receivables to the bank account of Roger Payment Institution, which is in a special regime. Roger is licensed by the Czech National Bank and publishes these accounts in the VAT register.
In Roger Payment, you choose which invoices you want to fund. The whole process is handled online and without wasting time in the banks. Small businesses often can't get bank factoring, but we focus on evaluating your customers. These are the main differences between bank factoring and our factoring - Roger payment.
We finance invoices from CZK 25,000 and above issued for one customer or a package of invoices with a total value of CZK 25,000 for one customer.
The ideal maturity of invoices is between 21 and 120 days.
An advance or proforma invoice cannot be financed, as it is a document relating to the quantity and price that is sent by the supplier to the customer prior to the delivery of services or goods. Only deliveries of goods or services that have already taken place can be financed using Roger Payment.
You can read information about the processing of personal events here.