Extend the maturity of your payables

We will pay your received invoices for you

No more cash flow fluctuations

Optimize your cash flow and let your money work for you. Buy now, pay later, and support your company's growth.

Release of working capital

By extending the maturity of your liabilities, you will free up working capital tied up in inventory, production, or purchased services. You will improve your cash flow, support growth, or negotiate volume discounts with your suppliers. Smart cash flow management can bring you many benefits that will help you elevate your business to the next level.

Better payment terms

Improving relationships with suppliers

Financial health and growth

Kolik to bude stát?

1. Společnost obdrží fakturu a pošle ji do Rogeru.

2. Po interní analýze Roger schválí limity financování.

3. Výsledná cena odráží finanční analýzu bonity, případné zajištění a aktuální výši 3M PRIBORu.

When is Payables Financing most commonly used?

Pay for marketing campaigns after the season

You don't have to pay marketing expenses in advance or during campaigns. Extend the maturity of your liabilities with financing and pay for them after the season, when you already have cash in your account. You can then use the additional funds to purchase larger quantities of goods or materials, for example.

Pay for building materials after completion of construction

Thanks to Payables Financing, you don't have to pay for construction materials or construction equipment rental before you receive payment for the completed job. Your suppliers will still get paid on time, and you will always have cash on hand. This gives you flexibility when purchasing materials, allowing you to quickly respond to favorable prices.

First, complete the order

You can pay for all the parts you need to assemble your machines once you have delivered the entire order to your customer. This means you don't have to pay for materials before you receive payment yourself. This allows you to invest in new technologies or machines that will help you streamline your processes.

Increased stock levels

When shopping online, customers often base their decisions on how quickly you can deliver the goods. That's why it's important to have enough stock in your warehouse so that you can send the goods to your customers immediately after they place their order. You only pay for them once you have sold and shipped the goods. With free cash flow, you can respond more quickly to market trends and replenish your inventory with the goods that are currently in highest demand.

Invoices with a value
of 800 EUR or more

Suitable for companies with a turnover of 6 million EUR or more

Suppliers from across the EU

Past due date

We can also help you if your debt has expired but you currently need to use your finances elsewhere.

Flexibly

Do you need to defer payment regularly or only occasionally? The frequency of financing is entirely up to you.

Suppliers of all sizes

Whether it's a large corporation or a sole trader. We will pay each of your suppliers on your behalf, regardless of their size.

Cooperate with us

In our business, we pride ourselves on maintaining fair relationships with our suppliers. This always starts with timely payment of our obligations. We are therefore delighted to have a partner like Roger – they pay our suppliers' invoices for us, allowing us to use our existing finances to purchase goods or engage in other activities that help us move forward.
Daniel Kmoch | ex COO & CFO Bonami.cz a.s.

Want to know more?

If you would like more information about extending the maturity of your liabilities, please leave us your contact details and we will be happy to get back to you.

Ivana Saxunová

Head of Sales
t: +420 739 184 642
m: isaxunova@rogeras.com

Ráda Vám zodpovím veškeré dotazy týkající se prodloužení splatnosti vašich závazků.

Frequently asked questions

How does the financing process work?

You will receive an invoice
The supplier will send you an invoice, which you will forward to Roger.
Money for suppliers
Roger will pay the invoice to the supplier on the original due date on your behalf.
New maturity date
We will extend your payment deadline by up to 60 days.

Why finance your liabilities with Roger?

Financing your liabilities with Roger allows you to optimize your cash flow, extend the maturity of your liabilities by up to 60 days, prevent the occurrence of overdue liabilities, and strengthen relationships with your suppliers.

What determines financing costs?

Financing costs depend on the required length of the extension of the maturity of the liability, the amount of invoicing, the industry, and the overall financial health of your company.

What requirements must we meet in order to use the service?

To use this service, you must meet the following conditions:

turnover of 6 million EUR or more,
suppliers from the EEA.

To which account do you pay our liabilities?

We pay your obligations directly to the supplier's account specified on the invoice.

What documents will you need from us for reimbursement?

To get paid, all you need is the relevant supplier invoice and, if necessary, an export of these liabilities from the accounting system.

Is it possible to pay off debts that are already past due?

Yes, we will be happy to help you even in cases where your suppliers have been waiting for payment for some time.

How does our supplier know that the payment is from us?

Each payment has its own variable symbol and your company name in the note for the recipient.

Can liabilities be financed on an ad hoc basis, e.g. quarterly?

Our clients finance with us both regularly and occasionally. Some even only once a quarter, thereby reducing their balance sheet liabilities. This can be a very beneficial optimization for quarterly reporting.

How long can the maturity of liabilities be postponed?

The maturity of liabilities can be deferred by up to 60 days.

In what currency is financing possible?

Financing is available in CZK and EUR.

Can we meet in person?

The financing process takes place online, but we would be happy to meet with you and start our cooperation in person.

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