Adjustment of maturity to the turnover cycle of money
Unified financing system for your suppliers
Zero administration with supplier financing
Supply Chain Financing
Strengthen your supply chain and free up working capital with Roger Invoice Financing.
Shorten invoice maturities according to the needs of your suppliers.
Supply chain financing
Strengthen your supply chain and free up working capital with Roger Invoice Financing.
Shorten invoice maturities according to the needs of your suppliers.
A tool for solving long maturities
Strengthening relations with suppliers
Financing via online interface
Money on the supplier's account within 3 days
A tool for solving long maturities
Strengthening relations with suppliers
Financing via online interface
Money on the supplier's account within 3 days
How Invoice Financing works
The main task of Roger Invoice Financing is to finance trade flows between the customer and the supplier in order to optimise their working capital. Operation is simple, using a user-friendly web interface.
Strengthen your supply chain
Use our solution as an alternative way of financing. Agree on more advantageous payment terms with suppliers, without affecting supplier-customer relationships. The result is a financially sound portfolio of business partners and an overview of their financing.
Help your suppliers
Suppliers will sell your approved invoices at a pre-agreed discount. It will release the funds locked in the invoices and secure the necessary liquidity. They can use the capital obtained in this way to finance their operations and satisfy your demand.
Fast and secure access to cash without debt
Deeper cooperation with the customer creates a competitive advantage
The cost of financing is driven by the buyer
Why Roger Invoice Financing
1Optimises cash flow
Adjust the maturity of invoices so that it reflects the turnaround time of goods. Along with optimising your payment terms, enable your suppliers to accelerate operating cash flow.
2Strengthens the supply chain
Thanks to pre-financing, suppliers can invest more in development and innovation. Suppliers with steady cash flow are less likely to become unstable.
3 The possibility of credits remains
Within 3 days, the supplier will receive 75% of the invoice value. The 25% remains as a reserve for possible credits.
4 No need to implement new systems
Invoice Financing obtains data by reading electronic document interchange (EDI) or by a simple API integration into ERP. This eliminates the need to introduce new complex systems.
Why Roger Invoice Financing
✓
Optimises cash flow
Adjust the maturity of invoices so that it reflects the turnaround time of goods. Along with optimising your payment terms, enable your suppliers to accelerate operating cash flow.
✓
Strengthens the supply chain
Thanks to pre-financing, suppliers can invest more in development and innovation. Suppliers with steady cash flow are less likely to become unstable.
✓
The possibility of credits remains
Within 3 days, the supplier will receive 75% of the invoice value. The 25% remains as a reserve for possible credits.
✓
No need to implement new systems
Invoice Financing obtains data by reading electronic document interchange (EDI) or by a simple API integration into ERP. This eliminates the need to introduce new complex systems.
Financing process
The financing process is simple. All you have to do is set up an electronic document exchange with the supplier and send invoices in EDI format or via the company’s ERP system. Invoices approved by you are offered to suppliers for financing through Roger Invoice Financing. If the supplier is interested in financing all invoices, he simply sets up automatic payment and does not have to check the status or select invoices individually.
- The customer issues an order
The supplier sends the invoice to the customer
The customer approves the invoice in his system
The supplier will sell the invoice on the platform
The supplier will receive 75% of the invoice value minus the fee
- The customer pays the invoice on the contractual due date to the Invoice Financing account
- Roger sends the surcharge to the supplier
Financing price
For customers, the use of the Roger Invoice Financing service is free. For suppliers, the only cost associated with financing through Roger Invoice Financing is the fee. Its amount is known to the supplier before each financing and is determined by the number of remaining days to maturity.
How much does a financing agency cost through Roger Invoice Financing? You can find the average price from the model example below.
60 days
Maturity
8,4 % p.a.
AVERAGE DISCOUNT
1,4 % of the invoice
FUNDING PRICE FOR A MODEL EXAMPLE
60 days
Maturity
8,4 % p.a.
Average discount
1,4 % of the invoice
FUNDING PRICE FOR A MODEL EXAMPLE
They work with us
“At Alza.cz, we want to offer our customers the widest possible portfolio of quality products. Our suppliers also include smaller companies and family businesses. However, they are often challenged with difficult access to working capital. Thanks to Roger's supply chain financing, all our suppliers are able to obtain funds very quickly, cheaply and easily, and thus respond to our demand.”
Profinancování dodávek zboží je jedním z klíčových parametrů obchodu. Efektivní práci s pracovním kapitálem vnímáme v Datartu jako nutnou součást obchodu. Proto také aplikace pokročilých forem financování dodávek zboží a především realizace profinancování v podstatě online prostřednictvím jednoduchého intuitivního rozhraní nás zaujala natolik, že jsme se rozhodli integrovat profinancování prostřednictvím Roger do našeho standardu.
Zkrátit splatnosti a umožnit dodavatelům rychlý přístup ke zdrojům a současně operativně řídit výši otevřeného kreditu vnímáme jako příležitost pro další rozvoj vzájemného obchodu. Tím, že tato služba umožní zvolit konkrétní faktury a čas profinancování, dostávají naši partneři do rukou zajímavý nástroj pro řízení likvidity.
Výrazně rozšiřujeme portfolio i celkový objem spolupráce s dodavateli. Zároveň naším cílem není je svazovat a brzdit v rozvoji dlouhými splatnostmi. Díky Rogerovi můžeme nabídnout produkt, kterým si splatnosti zkrátí, jak zrovna potřebují. Kterou fakturu a kolik si jich nechají profinancovat, je čistě na nich. Dodavatelé tak nemusí čerpat bankovní úvěry a zadlužovat se.
Get an offer
If you are interested in more information about supply chain financing options for your company, leave us your details and we will be happy to contact you.
Ondřej Machač
Key Account Manager
t: +420 776 134 846
m: invoicefinancing@roger.cz
I take care of clients using invoice financing at Roger and will be happy to answer any questions regarding the maturity of invoices.